Teachings of Sultan-ul-Arifeen Hazrat Sakhi Sultan Bahoo
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The highest and final station of the Arifeen (knowers of Allah) on the path of Faqr, is to perish their being, and annihilate their selves in The Divine Self of Allah. When they reach this stage, they have crossed the state of Doi (being two). This Hadith of Nabi Sall'Allahu Alayhi Wa'alihi Wasallam points towards the same station: (Die before Death). This extreme level of Faqr is known as Maqaam-e-Fana-Fi-Hoo (station of annihilation in Hoo), Wahadat (becoming one with Allah), Faqr Fana Fillah (annihilation in Allah), Baqa-Billah (final stage of self-annihilation i.e. becoming immortal with Allah) or Visal-e-Elahi (Union with Allah). This station is also Tauheed (Oneness of Allah). When a person reaches here, he becomes "Serapa-e-Tauheed" (embodiment of Oneness of Allah). In the exaltation of man, this is the highest station. In the common terminology, the person who reaches this station is called Insan-e-Kamil (The Universal Man). However, in the literary works of the Fuqara (one who reaches the ultimate level of Faqr) and Arifeen (knowers of Allah), this station has been named in a variety of words.

In the words of Nabi Sall'Allahu Alayhi Wa'alihi Wasallam:
Meaning: "When Faqr is accomplished, there is Allah only."

When a seeker of Allah reaches the peak of Faqr, he acquires all the attributes of Allah after which he becomes eligible for the title of Insan-e-Kamil (The Universal Man). In all the levels of creation that exist in the universe, the most Akmal (complete) is Insan i.e the human being and in the entire mankind, Hazoor Akram Sall'Allahu Alayhi Wa'alihi Wasallam is the most perfect and pre-eminent. He is Allah's Mazhar-e-Uttam (the best and complete manifestation), he is The Insan-e-Kamil and he is the rightful Khalifah (representative) of Allah. It is also through his mediation that his spiritual descendants reached this level. There is always a person, in this world who follows the footsteps of Hazrat Mohammad Sall'Allahu Alayhi Wa'alihi Wasallam exactly and completely, and thus acquires all his attributes, marvels and excellence. He, by the Ishq (ardent love) of the Prophet Sall'Allahu Alayhi Wa'alihi Wasallam and by his absolute obedience reaches the highest level of Fana-Fi-Rasool (annihilated in the sacred Self of the Prophet) and, thus, becomes his exact manifestation in the world. Allah blesses him with Amanat-e-Elahiya (Divine Trust of Allah), as he had blessed his beloved Prophet. This blessed person is The Insan-e-Kamil (The Universal Man) of his era. He is the esoteric vicegerent of Hazoor Sall'Allahu Alayhi Wa'alihi Wasallam and Allah runs the system of the universe through him.

Hazrat Sakhi Sultan Bahoo Rehmat-ul-Allah Alayh also calls the Insan-e-Kamil, the Murshid Kamil Akmal (the Perfect Spiritual Mentor). He is the one who implements Faqr completely upon himself, and reaches the level where his being annihilates in Allah, and the difference of "you and I" finishes. This is such a unique state of Oneness with Allah, where there is no Doi (being two). Hence, his speech becomes Allah's speech, his sight becomes Allah's sight, his hearing becomes Allah's hearing, his walking becomes Allah's walking and his holding becomes Allah's holding. Allama Iqbal Rehmat-ul-Allah Alayh points towards this level in these words:

Meaning: The hand of a true Momin (Insan-e-Kamil) is, in fact, the hand of Allah. He is the predominant, the authoritative, the problem solver and the ultimate help and favour. Although, his existence is the combination of soil and Noor (Light of Allah) but he possesses all the attributes of Allah. Like Him, he holds all the treasures and riches of both the worlds, yet his heart is indifferent to everything.
Ghaus-ul-Azam Hazrat Shaikh Abdul Qadir Jilani Razi Allah Anhu says:
O' man! When you would reach the station of Fana (annihilation), then the power of Taqween (creation) would be awarded to you i.e. gift of "Kun" would come to you. This means that you would be authorized to destruct and then recreate the universe. You would be bestowed with the power to bring change in the world due to which you will run the universe. (Fatooh-ul-Ghaib)
Faqeer is not the one, who has nothing. Instead, Faqeer (Insan-e-Kamil/The Universal Man) is he, who says "Kun! (Be!)" and "Faya-Kun! (It is done!)". (Risala-Al-Ghausia)
When Hazrat Sakhi Sultan Bahoo Rehmat-ul-Allah Alayh reached this destination of Faqr, he said:
At the ultimate destination of Faqr, the order from The Magnificent (Allah) came that you are My Divine Lover. I, the Faqeer, replied that this humble being is not able to love The Majestic Self. Then it was commanded, "You are My Mashooq (Divine Beloved)". At this I, the humble being, became speechless. Hence, the Anwaar-e-Tajalli (Lights of Divine Disclosure) and the favour of The Magnificent absorbed this humble person like a particle drowns in an ocean, and said "You are exactly the same as Me and I am the same as you. In fact, you are My 'Reality' and on the basis of Divine knowledge, you are my Beloved, and in 'Hoo' you are Sir'r-e-Hoo (The Divine Secret of Hoo). (Risala Roohi Sharif)

In this statement 'Hoo' means Zaat of Allah, whereas, "Ya-Hoo" means Haqeeqat-e-Mohammadiya (Reality of Mohammad Sall'Allahu Alayhi Wa'alihi Wasallam) and "Sirr" means Visal-e-Elahi (union with Allah) through the completion of Batin (inner self). This is the station of Fana Fillah (annihilation in Allah) and Baqa-Billah (becoming immortal with Allah) where man becomes Kamil (perfect) and is designated at the rank of The Universal Man.

In Aqal-e-Baidar Hazrat Sakhi Sultan Bahoo Rehmat-ul-Allah Alayh says about The Universal Man that: "Since the Blessed Noor (Divine Light) of the Leader of the Universe Hazrat Mohammad Sall'Allahu Alayhi Wa'alihi Wasallam was created from the Noor of Allah and then from the Noor of Mohammad Sall'Allahu Alayhi Wa'alihi Wasallam, the entire creation came into being. Hence, the essence of man is Noor (Divine Light) and when, on the basis of his virtues, his Nafs (inner self), Qalb (heart) and Ruh (soul) turn into Noor, then he becomes Insan-e-Kamil (The Universal Man).
In his book "Noor-ul-Huda" Sultan-ul-Arifeen says "The existence of Insan-e-Kamil is a treasured maze of the talisman (wonders) of the Divine Name and Self".

Here Sultan-ul-Arifeen has called the existence of Insan-e-Kamil as that of a talisman because he is Mazhar-e-Ajaib-al-Ghraib (the manifestation of wonders and rarities). He knows the secret of reaching the reality of "Ism ()" and Musamma i.e. Zaat-e-Elahi. This secret is a treasure and like one reaches any treasure after solving a maze, likewise, recognizing Insan-e-Kamil is a maze. Whoever solves this maze, only he recognizes the Reality of Insan-e-Kamil.

In fact, the Insan-e-Kamil of a particular era cannot be recognized by people of that era through physical eyes or intellect, rather one needs to have enlightened insight and eyes of the soul to recognize him, as he is more related to the Divine and spiritual world than to the physical world. The only way to enlighten ones inner self and eyes is Tasawur-e-Ism-e-Allah Zaat (contemplation of the Personal Name of Allah). It is impossible to recognize Insan-e-Kamil without Tasawur-e-Ism-e-Allah Zaat, but Ism-e-Zaat takes to the destination of Insan-e-Kamil (The Universal Man) only if it has been granted by Sahib-e-Musamma Murshid Kamil i.e. Insan-e-Kamil himself.

Allama Iqbal Rehmat-ul-Allah Alayh says:
Meaning: Mard-e-Maidaan (The Universal Man) has eternal life by the blessing of Allah-Hoo (Ism-e-Zaat) and this four dimensional universe is under his feet.

In the Sarwari Qadri order, when the seeker annihilates in Hoo, becomes Fana-Fi-Hoo and there remains nothing in his zahir (outward) and batin (esoteric self), but Hoo, then he reaches the status of (flesh and bones, physical and esoteric being possess nothing but Allah). Now, he is Faqeer Maalik-al-Mulki (Master of all the Universe) Insan-e-Kamil, who is the spiritual successor of Rasool Sall'Allahu Alayhi Wa'alihi Wasallam. He is the Murshid Kamil Akmal Noor-ul-Huda (Perfect Spiritual Mentor, who is the Light of Guidance).

Such a person is always present in the universe who is the spiritual successor of Hazoor Akram Sall'Allahu Alayhi Wa'alihi Wasallam. This means, that in every era, Haqeeqat-e-Mohammadiya (Reality of Mohammad) Sall'Allahu Alayhi Wa'alihi Wasallam changes its countenance in the form of his descendants, caliphs and successors.

In the Holy Quran, Allah says:
Meaning: "And I have encompassed everything in Imam-e-Mobeen." (Surah Yaseen-12)

In this verse, Imam-e-Mobeen refers to the Insan-e-Kamil. Allah has kept all his wills, commands and His created universe in a Loh-e-Mehfooz (Divine Tablet that records all mankind's doing) which is, in fact, the heart of Insan-e-Kamil. The heart of Insan-e-Kamil is the place where the Anwaar-e-Zaat (Divine Lights of Existence) are revealed and its vastness can neither be explained nor imagined.

Allah says:
Meaning: "He is The Most Compassionate. (O' aspirant to His gnosis!) Ask of Him from someone, who has attained to His awareness. (The unaware does not have any gnosis of Him.)" (Al-Furqan-59)

Insan-e-Kamil becomes the Mazhar (the ultimate manifestation) and complete mirror of Allah and reflects Anwaar-e-Zaat (Divine Lights). He is descriptive of all the Attributes, Holy Names and Actions of Allah, as the Hadith-e-Nabwi Sall'Allahu Alayhi Wa'alihi Wasallam goes:

Meaning: "The heart of Momin is the Arsh (empyrean, throne) of Allah."
Meaning: "Neither the earth can possess Me nor the skies, but only the heart of a Momin can possess Me." (Hadith-e-Qudsi)
Hazrat Imam Hussain Razi Allah Anhu says in his book, Mirat-al-Arifeen:

"The entire Holy Quran is in Um-ul-Kitab i.e. Surah Fatiha. Surah Fatiha is in Bismillah and Ism-e-Allah (Allah's Personal Name) is present in the heart of 'Insan-e-Kamil (The Universal Man)'. That is why, Insan-e-Kamil is both abridged and detailed for all the Divine attributes and Existence."

Allama Ibn-e-Arabi is the one, who established the term of Insan-e-Kamil. In his book Fatoohat-e-Makiah and Fasoos-al-Hakam he has mentioned the attributes of Insan-e-Kamil, of which some are as follows:
1. Insan-e-Kamil is the most Perfect of all the creations.
2. He is the sole creation, who prays Allah while seeing Him.
3. He is the true reflection of the attributes of Allah.
4. He is beyond the boundaries of existence and higher than every creation.
5. He is related to Allah, just as pupil is related to the eye.
6. For the world, he has the same importance as the gem has to a ring.
7. As regards the "Rehmat" (Compassion), he is the Greatest Creation.
8. Insan-e-Kamil is the soul of the world.
9. Insan-e-Kamil is the comprehension of Abudiat (slave hood) and Rububiat (Lordliness). Just as Allah is One, His Caliph (Insan-e-Kamil) is also one (in this world).
10. Everything present in this world, is the manifestation of some attributive Name of Allah and that Name is its Rub (Sustainer). While, the Insan-e-Kamil is the manifestation of the Ism-e-Zaat (), which is the comprehensive of all the Holy Names of Allah. Hence, he is the Rub-al-Arbab (Sustainer of all the sustainers) and so, Rub-ul-Alameen (Sustainer of all the worlds).
11. Allah says that I created Insan-e-Kamil with both My Hands. Both Hands mean the two attributes: Jalal (Divine Wrath) and Jamal (Divine Beneficence). So, Insan-e-Kamil, who is the planner, is the soul of the world, hence, he is invisible, although outwardly he is present as the Khalifah but except the special Saints, no one recognizes him, hence, is invisible. Khalifah means the Qutb-e-Zamaan (Highest Spiritual Cadre in all the eras) and he is the Sultan (King) of his time.
12. After the Holy Prophet Sall'Allahu Alayhi Wa'alihi Wasallam, there will neither be a prophet nor a messenger who would bring a new Shariat. However, after him Sall'Allahu Alayhi Wa'alihi Wasallam, there will always be a "perfect" individual in every era who will be the manifestation of Haqeeqat-e-Mohammadiya (Reality of Mohammad) Sall'Allahu Alayhi Wa'alihi Wasallam and he will be honoured with the station of Fana-Fi-Rasool (Annihilated in Rasool Allah Sall'Allahu Alayhi Wa'alihi Wasallam). That accomplished individual is the Qutb-e-Zamaan and in every era, one chosen Saint is stationed at this spiritual rank.
From Azal (pre-existence) till Abad (eternity) he Sall'Allahu Alayhi Wa'alihi Wasallam keeps changing his physical dresses in every era and only in the beings of "the perfect individuals" does he manifest himself. (Sharah Fasoos-ul-Hakam wal Aiqaan)
Hence, Insan-e-Kamil is only one entity since eternal beginning till eternal end, and that is the Holy Lord of the Universe Hazrat Mohammad Sall'Allahu Alayhi Wa'alihi Wasallam who has been appearing in the beings of Ghaus, Qutbs, Abdaals and saints, according to their spiritual levels and ranks". (Sharah Fasoos-ul-Hakam wal Aiqaan)
Allama Ibn-e-Arabi says about Insan-e-Kamil that:
Since, Ism-e-Allah Zaat (the Personal Name of Allah) is comprehensive of all the attributes, and origin of whole marvels, hence, it is called the basis of enlightenment and Rub-ul-Arbab (The Lord of all the Lords, Sustainer of all the Sustainers). And the person, who is its manifestation, is the exact essence of Him, an Abdullah Ain-ul-Ayan (the Absolute slave of Allah who can see Him and the whole universe with his open eyes, and is exactly the same as Him). In every era, one person is on the footsteps of Hazrat Mohammad Sall'Allahu Alayhi Wa'alihi Wasallam and he is the Abdullah (The absolute slave of Allah) of his era. He is called the Qutb of all the Qutbs or "the Ghaus" (the highest spiritual rank); he is Mohammadi Al-Mushrab (on the same way as that of Mohammad Sall'Allahu Alayhi Wa'alihi Wasallam). He unintentionally stays in the subjection of command, proximity of obligatory works. Whatever, Allah has to do, He does it through him.
In "Tafseer Ruh-ul-Byan", Hazrat Shaikh Moid-ud-Deen Jindi Rehmat-ul-Allah Alayh writes while explaining Surah Fatiha with reference to Ism-e-Allah (Personal Name of Allah) that:

"Ism-e-Azam (the Greatest Personal Name of Allah) is actually the physical countenance of Wali Kamil (Insan-e-Kamil).

Hazrat Syed Abdul Kareem bin Ibrahim Al-Jaili Rehmat-ul-Allah Alayh says in his literary work of "Insan-e-Kamil" that:
In the levels of existence, the level and marvel at which Hazrat Mohammad Sall'Allahu Alayhi Wa'alihi Wasallam was appointed, no other person could achieve that level. The behaviours, conditions and actions of the beloved Prophet Sall'Allahu Alayhi Wa'alihi Wasallam are a witness that he was unique in these marvels. He Sall'Allahu Alayhi Wa'alihi Wasallam is the Insan-e-Kamil (The Universal Man) and the rest of the Perfect Prophets and saints are adjoined to him the way "perfected ones" are adjoined to "The Perfect One". They are related to him just as the "distinguished ones" are related to "The Distinguished", but undoubtedly, the ultimate and absolute Insan-e-Kamil is Hazoor Akram Sall'Allahu Alayhi Wa'alihi Wasallam.
Further he says:
Insan-e-Kamil is the one, who truly deserves to possess all the Personal Names and real attributes of Allah as per the order of The Divine Self. For Allah, he is like a mirror, as nobody can see his face without mirror. Insan-e-Kamil also cannot see his real being without the mirror of 'Ism-e-Allah' as it is his "mirror". And Insan-e-Kamil is like a mirror to Allah. Allah has made it necessary upon Himself to see all His Names and attributes only in Insan-e-Kamil.
He is the bearer of Amanat-e-Elahiya (Trust of Allah) and that is, what is meant by the following words of Allah:
Meaning: We presented our Trust to the skies, earth and mountains. Everyone refused to bear it, but man (Insan-e-Kamil) picked it up. No doubt, he is cruel (towards his nafs) and ignorant (of his highest rank near Allah). (Al-Ahzab-72)
Haqeeqat-e-Mohammadia (the Reality of Essence of Mohammad Sall'Allahu Alayhi Wa'alihi Wasallam) manifests itself, in every era, in the being of The Universal Man of that age, according to the requirements and conditions prevailing in that age. This Insan-e-Kamil is the representative of Hazoor Akram Sall'Allahu Alayh Wa'alihi Wasallam in that era. Insan-e-Kamil is the Qutb-e-Aalam (highest spiritual cadre in the world) around whom, the whole universe of existence revolves, from Azal (eternal beginning) till Abad (eternal end). Ever since, the existence started till forever, he is one Entity and then there are different colorful physical dresses for this Entity in different ages (i.e. this Entity appears in different physical appearances in different ages) and in accordance to this physical dress, he is given a name that would not go for another of his dress. His actual name is Mohammad Sall'Allahu Alayhi Wa'alihi Wasallam, his Kuniat (filial appellation) is Abu-al Qasim, his epithet is Abdullah and his title is Shams-ud-Din. In accordance to each physical dress, he has different names. In every era, he has a name which suits to the physical dress, in which, he appears in that age. (Insan-e-Kamil-translated by Fazal Meeran, publisher Nafees Academy Karachi)
Iqbal Rehmat-ul-Allah Alayh describes it this way:
Meaning: A true Muslim (Insan-e-Kamil) is descriptive of all the attributes of Allah, and his batin (esoteric self) is one of the secrets of Allah. His Divine Beauty can only be seen by the one, who has the mystical knowledge about Allah. His roots are in the soul of the Universe i.e. he is aware of all the secrets of the universe.
Hazrat Ameer Khusro Rehmat-ul-Allah Alayh states about this status of Oneness:
Meaning: "I became you and you became me. I became the body and you became it's life (soul). Now, no one can say that I am someone else and you are somebody else."
Sultan-ul-Arifeen Hazrat Sakhi Sultan Bahoo Rehmat-ul-Allah Alayh says about the spiritual levels of Fana-Fi-Hoo (annihilated in Hoo), Wahdat (Oneness), Fana Fillah (annihilated in Allah), Baqa Billah (becoming immortal with Allah) and Visal-e-Elahi (Union with Allah) in his books:
Meaning: "Initially, I was four, then became three and then two and when I got out of Doi (being two), then I became One with Allah." (Ain-ul-Faqr)

Here, he Rehmat-ul-Allah Alayh explains the levels of Oneness that, initially I was four i.e. me, my Murshid, Rasool Allah Sall'Allahu Alayhi Wa'alihi Wasallam and Allah. When I annihilated in my Shaikh, I remained three. Then, I annihilated in Rasool Sall'Allahu Alayhi Wa'alihi Wasallam, then what remained of me, was two. When I annihilated in Allah, then becoming One, I converted into "Sarapa-e-Tauheed" (embodiment of Oneness of Allah) and this is the reality of Insan-e-Kamil.

How does one reach the level of Fana Fillah, Baqa Billah (becoming perpetual with Allah after annihilation)?

There are three kinds of levels: Fana-Fi-Shaikh; Fana-Fi-Rasool and Fana Fillah. In order to attain the level of Fana Fillah, a seeker must first of all reach the level of Fana Fi-Shaikh. Since, Shaikh i.e. Murshid Kamil is already Fana Fi-Rasool and Fana Fillah, when the seeker annihilates in the sacred self of Murshid, he automatically reaches the level of Fana Fi-Rasool and Fana Fillah through the mediation of his Murshid. So, all the effort is required to reach the status of Fana Fi-Shaikh and for that, it is necessary to have Ishq (eternal love) for Murshid. In Faqr, it is known as Ishq-e-Majazi (Metaphorical love) and this is what leads to Ishq-e-Haqeeqi (Divine Love).

According to the Fuqara Kamileen (the perfect mystics) we can reach Ishq-e-Haqeeqi (the Divine Love) by means of Ishq-e-Majazi, i.e. Ishq-e-Murshid. Usually, the Ishq-e-Majazi (metaphorical love) is thought to be for a man by a woman or for a woman by a man which is actually lust and a devilish game, the Islamic law does not allow it. On the path of Faqr, Ishq-e-Majazi means Ishq-e-Murshid (love of the spiritual mentor).

Now the problem is how this metaphorical love is acquired?

For Ishq-e-Murshid the method adopted in all the spiritual chains and paths is that the seeker is advised to contemplate the image of his Murshid. Now a days, in some of the chains, even the pictures of the mentors are actually provided for this purpose. The seeker remains absorbed in imagining and thinking about his Murshid. This method is deceptive, as, today's age is full of deception. This method is a form of idol worship and shirk (polytheism or making partner with Allah). As, it is the human nature to develop love for the one, in whose imaginations or thoughts, he ever remains absorbed and lost, then this love turns into Ishq (intense love). In Sarwari Qadri way, this method is never adopted because this way is neither related to ranks and status nor with travelling through Alam-e-Malkoot (the angelic realm), Alam-e-Jabroot (the All-Powerful realm) or Sidra-tul-Muntaha (the ultimate boundary of creation). Its beginning and end is just Ishq (the Divine Love), because it is related to Deedar-e-Elahi (vision of Allah) which can never be gained without Ishq. Whoever, is distracted by the attraction of these realms, his journey of Deedar-e-Elahi (Vision of Allah) ends. Divine Lovers do not desire anything apart from Allah nor do they focus upon other things. In the Sarwari Qadri Order the metaphorical love (Ishq-e-Murshid) grows through the contemplation of Ism-e-Allah Zaat. It means, when the seeker starts contemplation of Ism-e-Allah Zaat, he gets the image of the Murshid first, and in this way, the passionate love, Ishq of Murshid begins. This method has two advantages, first one is that, in it, there is no deception because it has been gained through Ism-e-Allah Zaat and whatever is gained through the Name of Allah can never be deceptive. Secondly, when the Murshid's image is gained through the contemplation of Ism-e-Allah Zaat, then it is confirmed to the disciple that his Murshid is the Perfect one and he is on Sirat-e-Mustqeem (the straight path). Then, this Ishq turns into the Ishq of the Holy Lord Sall'Allahu Alayhi Wa'alihi Wasallam and after that transforms into Ishq-e-Haqeeqi (The Divine Love) and the seeker climbs up the destination of Fana Fillah Baqa-Billah (annihilation in Allah and be perpetual with Him) and the talib (seeker) drowns in the ocean of Wahdat (Unity with Allah). Murshid, himself is the manifestation of Ism-e-Allah Zaat (Personal Name of Allah), so, when the seeker annihilates his self in the sacred self of Murshid, then he automatically attains Visal (Union) or Wahdat (Unity with Allah). In the path of Faqr, the seeker does not have to go through very hard mystic struggles, he only has to get annihilated in Murshid through his Ishq, then the access to Wahdat (Unity with Allah) is an automatic process. Sufis refer to this state as Fana Fi-Shaikh. At first, Wahdat (Unity) is attained at the level of Murshid, in which the seeker gets annihilated in the being of Murshid, perishes his own individual being and becomes a complete reflection of the inward and outward attributes of his Murshid. Since, the Murshid has already acquired Wahdat (Unity with Allah) that is why the seeker gets access to Wahdat at once.

Hazrat Sakhi Sultan Bahoo Rehmat-ul-Allah Alayh says about the stage of Fana Fi-Shaikh (Annihilation in Shaikh):

When an accomplished Perfect Murshid gives divine guidance and persuasion to the seeker of Allah through Tasawur-e-Ism-e-Allah Zaat (contemplation of the Personal Name of Allah), he makes him Fana-Fi-Shaikh and takes him to the level of Na'em-ul-Badal (a new and better personality which is the reflection of Murshid's own self and is exactly the same as desired by Allah). (Noor-ul-Huda)
Remember! Fana Fi-Shaikh (Annihilation in Shaikh) is the most magnificent level. Some fools are at the level of Fana Fi-Shaitan (Annihilation in Satan), but consider themselves to be at the level of Fana Fi-Shaikh.

The level of Fana Fi-Shaikh is one, where the seeker becomes the reflection of all the inward and outward attributes, physical, spiritual and habitual characteristics of his Shaikh. Hence, his whole existence moulds into the existence of his Shaikh. (Noor-ul-Huda Kalan)

In the Sarwari Qadri Order, these stages of Fana Fi-Shaikh are attained through Ism-e-Allah Zaat (The Personal Name of Allah). After this, the Kamil Murshid (perfect spiritual Mentor) takes the seeker to the Majlis-e-Mohammadi (Assembly of Hazrat Mohammad Sall'Allahu Alayhi Wa'alihi Wasallam) in the batin (inward), and presents him before the Holy Prophet Sall'Allahu Alayhi Wa'alihi Wasallam. This level is also achieved through Tasawur-e-Ism-e-Allah Zaat (contemplation of the Personal Name of Allah).

A seeker can never reach Majlis-e-Mohammadi (Assembly of Hazrat Mohammad Sall'Allahu Alayhi Wa'alihi Wasallam) in his batin (esoteric self) even if he does lengthy recitals, physical prayers and virtues or a lifelong mystic exercise because, the way to batin opens up only through the master of the esoteric self, the Kamil Murshid. The soul of the seeker who reaches the Majlis-e-Mohammadi, becomes delightful and his nafs (lower self) is obliterated.

When a seeker enters the Assembly of Hazoor Alayh Salat-o-Wasalam, the efficacy of four sights befalls him: with the effect of the sight and favour of Hazrat Siddique-e-Akbar Razi Allah Anhu, honesty replaces lie and hypocrisy in his self; with the effect of the sight and favour of Hazrat Umer Farooq Razi Allah Anhu, his nafs (lower self) gets the ability of justice and self accountability and the dangers of lustrous desires end from his existence; with the sight of Hazrat Usman Ghani Razi Allah Anhu disobedience and shamelessness are replaced by obedience and modesty within his self; and with the sight and favour of Hazrat Ali Karum Allah Wajhul Kareem, divine knowledge, righteousness and Faqr are developed in his being, whereas the love of the world and ignorance come to an end. With the privilege of seeing the holy face of Hazoor Alayh Salat-o-Wasalam, all his aims are accomplished and he becomes Fana-Fi-Rasool (Annihilated in the Prophet). The La-Makan (station beyond time and space) always stays in the sight of the Holy Prophet, where the waves of the ocean of Wahdat are raising the slogans of (Allah is one). The person who witnesses Noor-e-Elahi (Sacred Light of Allah) on reaching this ocean of Tauheed (Oneness of Allah), he becomes Arif Billah (the knower of Allah), and those, whom Hazoor Alayh Salat-o-Wasalam himself drowns in the ocean of Oneness, become the pearl divers of the ocean of Tauheed and reach the level of Fana Fillah (Annhilation in Allah). (Shams-ul-Arifeen)

Sultan Bahoo and Insan-e-Kamil

'Insan-e-Kamil (The Universal Man)' is actually Murshid Kamil (perfect spiritual mentor) because when a seeker reaches the station of Fana Fillah Baqa Billah, then, he becomes eligible for adorning the exalted throne of divine guidance and spiritual instruction. For Insan-e-Kamil Sultan-ul-Arifeen Hazrat Sakhi Sultan Bahoo Rehmat-ul-Allah Alayh also uses the terms such as: Murshid Kamil Akmal (the complete and perfect spiritual mentor) Murshid Kamil Akmal Noor-ul-Huda (the complete and perfect spiritual mentor with the Divine Light of guidance) and Sahib-e-Musamma Murshid (spiritual mentor having all the attributes and powers of Allah).

Referring to himself, Hazrat Sakhi Sultan Bahoo Rehmat-ul-Allah Alayh has not only used the term 'Kamil-Mukamal-Akmal-Noor-ul-Huda Jamay Murshid' (the complete, perfect, accomplished, light of guidance, comprehensive spiritual mentor), but he has also called himself 'Maalik-al-Mulki Faqeer' (Master of the Universe Faqeer). This proves the above statement that Murshid Kamil is in fact the Insan-e-kamil. In Noor-ul-Huda, he says:

"I am Kamil, Mukamal, Akmal, Noor-ul-Huda jamay Murshid and Malik-al-Mulki Faqeer and this is the highest rank of Insan-e-Kamil (The Universal Man)."
In his literary work, Sultan-ul-Arifeen Hazrat Sakhi Sultan Bahoo Rehmat-ul-Allah Alayh uses different names and titles for Insan-e-Kamil, such as:
1. Faqeer Maalik-al-Mulki (Master of the Universe)
2. Ameer-ul-Kaunain (Lord of the Worlds)
3. Sultan-ul-Arifeen (Sultan of the knowers)
4. Arif Kamil Qadri (Perfect knower of the Qadri Order)
5. Sultan-ul-Tarikeen (Sultan of those who renounce the world for Allah)
6. Sahib-e-Amar or Faqeer Sahib-e-Amar (Faqeer having commanding authority)
7. O'ulil-Amar (Who has absolute authority)
8. Faqeer;
9. Faqeer-e-Kamil
10. Arif Billah or Arif Faqeer
11. Mast Faqeer Kamil (The Perfect, engrossed in Allah, Faqeer)
12. Faqeer Sahib-e-Qalb (The Man of soul)
13. Sahib-e-Raaz Faqeer (The secret holder Faqeer)
14. Sahib-e-Ain-al-Ayan or Sahib-e-Ayan Faqeer or Ain-al-Ayan Faqeer (Faqeer whose inner eyes can see everything of every world, concealed or unconcealed)
15. Ghaus-o-Qutb-e-Wahdat or Ghaus-o-Qutb, Sahib-e-Tehqeeq or Ahl-e-Wahdat Wahid Ghaus-o-Qutb (The Unique and One with Allah saint of highest rank)
16. Fana Fillah Faqeer (Annihilated in Allah Faqeer)
17. Haqeeqi Faqeer (The True and Real Faqeer)
18. Arif Khatm-ul-Fuqara (Knower of Allah who is the seal of all Faqeers)
19. Khatm-ul-Faqr Faqeer (The seal of Faqr, ultimate Faqeer)
20. La-yauhtaj Faqeer or Sahib-e-Jamiyat La-yauhtaj Faqeer (Faqeer indifferent to all needs, who has got all the Divine powers and treasures)
21. Aashiq Faqeer (Divine Lover Faqeer)
22. Faqeer Dervish/ Dervish Faqeer
23. Ghani Faqeer (Possessor of all the treasures)
24. Kamil Kul Faqeer (Perfect in totality)
All these names refer to Insan-e-Kamil (The Universal Man). Keeping this in mind, one should read and understand the teachings of Hazrat Sultan-ul-Arifeen Rehmat-ul-Allah Alayh.
In the Holy Quran, Allah says:
Meaning: "Obey Allah, obey Allah's Messenger and he who has authority and command amongst you." (Al-Nisa-59)
Here, (O'ulil-Amar, who has absolute command and authority) refers to Insan-e-Kamil as Sultan-ul-Arifeen Hazrat Sakhi Sultan Bahoo Rehmat-ul-Allah Alayh says:
Meaning: The Arif Kamil Qadri (Insan-e-Kamil) is empowered to do everything and to be always present everywhere i.e. he is omnipotent and omnipresent. (Risala Roohi Sharif)
Certainly! Insan-e-Kamil is the one, whose zahir (outward) is with the creation and his batin (inward esoteric self) is with Haq (Allah). (Sultan-ul-Waham)
Faqeer is Sahib-e-Amar i.e. one whose Amar (command) cannot be stopped, because the tongue of Faqeer is the sword of Rehman. When he says 'Kun (Be)' for something, sooner or later, it definitely happens by the command of Allah. (Ameer-ul-Kaunain)
Sahib-e-Amar is also the one whose Amar (command) is predominant and nobody can overpower him, whether he is alone or with his (inward) army. Hence, it is understood, that Faqeer is Amar-e-Elahi (the command of Allah) and predominates command, as Allah says:
Meaning: "Allah predominates His command." (Ameer-ul-Kaunain)
Know! that Faqeer has the highest rank in Qurb-e-Elahi (proximity of Allah) and he is Allah's favoured companion and Sahib-e-Deedar (who has the Vision of Allah). He is the Faqeer Maalik-al-Mulki (Master of the Universe) having the power (No doubt! Allah has command over everything). He is Arif Wali-Allah (knower and friend of Allah), Mohaqqiq Alam Billah (Scholar of the mystical and spiritual knowledge) and Roshan Zameer (having enlightened conscience). He is Ameer-ul-Kaunain (Lord and Master of the universe), the entire creation is his captive and slave. The Lauh-e-Mehfoz (the Divine Tablet) with complete details is under his knowledge. He is eternally present at the Assembly of Hazrat Mohammad Sall'Allahu Alayhi Wa'alihi Wasallam and is the Ruler over the spirits inside graves because he has the enlightened insight and the power to enliven the dead by saying: Meaning: Rise, by the command of Allah. (Noor-ul-Huda Kalan)
For the Faqeer, this world is just one step. Faqeer steps from this world to the hereafter and then acquiring Tawakkal (trust in Allah), he reaches to Marifat-e-Tauheed (gnosis about Oneness of Allah) in just half a step, and in the remaining half step, he reaches the ultimate level of Faqr about which it has been said: i.e. When Faqr is accomplished there is Allah only.
Know, that Kamil Mukamal Akmal Jamay Noor-ul-Huda Faqeer is Allah's Aashiq (Divine Lover) and the Mashooq (Divine Beloved) of Hazrat Mohammad Mustafa Sall'Allahu Alayhi Wa'alihi Wasallam. Such Faqeer is called 'Kamil Kul Faqeer' because all the levels of Kamil Mukamal Jamay Noor-ul-Huda Aashiq-o-Mashooq come under "Kamil Kul" (totally and completely Perfect).
Sahib-e-Ayaan Arif Faqeer (The Perfect mystic, who has complete vision of all the inner and outer, physical and spiritual worlds) is the one, who has the perfect insight of the reality of conditions of , reality of Azal (pre existence), Abad (eternity) and the world, reality of life, death and dead in graves, reality of the Judgment Day, reality of Pull Sirat (bridge over the Hell), heaven and hell, reality of the pure heavenly drink which he drinks from the hands of the Holy Prophet Sall'Allahu Alayhi Wa'alihi Wasallam, reality of the conditions of Majlis-e-Mohammadi Sall'Allahu Alayhi Wa'alihi Wasallam and the reality of Vision of Allah with open eyes from the eternal beginning till end. He also verifies all these conditions by heart, studies them and then forgets everything (by being absorbed and annihilated in Allah only). This is the absolute level of perfection of Faqr which is attained by the Bounty and Favour of Allah as well as by the presence of the Majlis-e-Mohammadi Sall'Allahu Alayhi Wa'alihi Wasallam. (Noor-ul-Huda Kalan)
The status of Fana-o-Qaza-o-Raza (annihilation, destiny and submission) has no access to the station where 'Fana Fillah Arif Billah Faqeer' is drowned in Wahdat. The actual level of Fana is the same as Meaning: In the zahir and batin of everything, there exists only one being, Allah. The person who reaches this level, is the one, who has gone beyond the level of Visal-e-Hazoor (Divine Union). (Noor-ul-Huda Kalan)
Be obedient to the orders of Fuqara, their enmity makes man disgraced and miserable in both the worlds. (Kaleed-ul-Tauheed Kalan)
Faqeer-e-Kamil is the one who is desired by Allah, he always stays present at the Assembly of Hazoor Alayhi Salat-o-Wasalam and does not, for a single breath, stays absent from here. In his zahir, he lives among the people of this world but in his batin, he always stays at the Assembly of Hazoor Alayhi Salat-o-Wasalam. (Kaleed-ul-Tauheed Kalan)
Faqeer has got one attribute of Hazrat Mohammad Sall'Allahu Alayhi Wa'alihi Wasallam and that is, his Greatest Nature about which it has been said (possess the attributes of Allah). Faqeer should also have the attributes of all the Four Venerable Companions (Razi Allah Anhum), i.e the honesty of Hazrat Siddique Akbar Razi Allah Anhu; the self accountability and justice of Hazrat Umar Farooq Razi Allah Anhu; the modesty and generosity of Hazrat Usman Ghani Razi Allah Anhu; and the knowledge and Faqr of Hazrat Ali Razi Allah Anhu. (Asrar-e-Qadri)
One should know, that the Kamil Faqeer generally lives among common people and talks about common things in his zahir (outward), but in his batin (inward) he has attained the level of eternal Divine presence. When the Faqeer speaks, people think he is talking to them. The spiritual people like Prophets and Saints of Allah know that he is talking to them. The guardian angels feel that he is speaking to us, whereas Allah knows that he is conversing with Him. The Prophet Mohammad Mustafa Sall'Allahu Alayhi Wa'alihi Wasallam thinks that he is trying to say something to him. The body of such a Faqeer shines like the sun and he is always blessed with eternal Divine presence. (Asrar-e-Qadri)
Faqeer is the Mashooq (Divine Beloved) of Rasool Kareem Sall'Allahu Alayhi Wa'alihi Wasallam, the Aashiq (Divine Lover) of Allah, and Mohammad Mustafa Sall'Allahu Alayhi Wa'alihi Wasallam is his Aashiq (Lover). At this point, Aashiq, Mashooq and Ishq become one entity. When there is no room left for further Union, then how could hijr (separation from the Beloved) interfere? These levels belong to those who are Fana Fillah (annihilated in Allah), Fana-Fi-Rasool (annihilated in the Prophet Sall'Allahu Alayhi Wa'alihi Wasallam) and Fana-Fi-Shaikh (annihilated in Murshid). (Aqal-e-Baidar)
Faqeer is the one, who does not wish and desire the worldly respect and status. He does not desire buildings, tombs and shrines rather, the Faqeer-e-Kamil is the one, who is neither afraid of death nor is he happy with his life because he is beyond all these levels and has become absolute Noor (Light of Allah) after annihilation in Allah. (Aqal-e-Baidar)
In reality, Faqeer is the Sultan (King). (Taufeeq-ul-Hidayat)
A single glance of the Kamil Faqeer is better than a lifelong worship. (Mohabbat-ul-Asrar)
Arif Billah Fana Fillah Faqeer is the one, who is Fana-Fi-Rasool (annihilated in the Prophet Sall'Allahu Alayhi Wa'alihi Wasallam), Fana-Fi-Faqr (annihilated in Faqr) and Fana-Fi-Hoo (annihilated in Hoo). (Ain-ul-Faqr)
Enemies of Insan-e-Kamil

Sultan-ul-Arifeen Hazrat Sakhi Sultan Bahoo Rehmat-ul-Allah Alayh says about the enemies and opponents of Insan-e-Kamil:

"The enemy of Fuqara is the enemy of Allah." (Mohabbat-ul-Asrar)
Faqeer (Insan-e-Kamil) has three enemies, the hypocrite, the envious; and the disbeliever, all of them consider the world their friend. (Asrar-e-Qadri)
The enemy of Faqeer is not free from three attributes: either, he is dead hearted or an envious scholar, who just talks but his heart is ignorant of verification of the truth; or he is a liar, hypocrite or disbeliever; or he belongs to the people of the world who would not get any place in paradise. (Aqal-e-Baidar)
He, who does not consider a Faqeer a blessing, he himself stays unblessed. He, who considers a Faqeer without wisdom, himself stays without wisdom. He, who considers the Arif Faqeer having the Tasawur (contemplation) of Ism-e-Allah Zaat, ignorant, he himself is ignorant, even if he acquires superficial knowledge. (Ameer-ul-Kaunain)
The enemy of Fuqara stays deprived of closeness of Allah and the shafa'at (intercession) of Rasool Allah Sall'Allahu Alayhi Wa'alihi Wasallam. (Kaleed-ul-Tauheed Kalan)
The person who disapproves Fuqara Fana Fillah, he stays disgraced and worried in both the worlds. (Kaleed-ul-Tauheed Kalan)

Come! Lets search for the Insan-e-Kamil (The Universal Man) of this era and start the journey of Faqr under his guidance to reach the destination of Wahdat (Union with Allah) or Faqr Fana Fillah Baqa Billah (annihilation in Allah and becoming immortal with Him). This journey can only be travelled under the supervision of Insan-e-Kamil (Murshid Kamil). Without reaching the station of Fana Fillah Baqa Billah, all the other spiritual levels are just tales and stories.